Who We Help

Our Clients

Our clients include individuals and families who:

  • would like help knowing what to do with their investments, college savings, etc.
  • have hectic lives and want a financial plan to follow.
  • have excess cash reserves and would like recommendations on how to best allocate them.
  • know they want to save more to prepare for the future.
  • would like a second opinion on investment decisions they are making for themselves.
  • desire a fiduciary partner to help them maximize their finances.

Our clients also include small businesses owners who would like advice on retirement plans.

We don’t require a minimum net worth or minimum income. Our services are provided for an hourly fee, fixed fee or based on a percentage of assets (for those wishing to utilize investment management services). All fees are disclosed up front.


To answer these and other financial related questions, please contact us to schedule a free, no-obligation “Get Acquainted” meeting where we will discuss your needs and how we might be able to assist you.


  • Am I putting my hard-earned dollars to work in the right investments?
  • I pick my own investments. Can you give me a second opinion?
  • Am I paying hidden fees on my investments? How much am I paying in fees for my current investments? Can I reduce those costs?

Employee Retirement Plan/Retirement

  • What investments should I choose?
  • What pension option is the right one for my situation?
  • Should I rollover my account? If so, where would I put it and how should it be invested?
  • Can I retire and maintain my standard of living?
  • How soon can I retire?

Life's Major Events

  • Should I buy or rent a home? Should I refinance, upsize, downsize, do a reverse mortgage?
  • What’s the best way for me to save for college?
  • How should I save for a car, wedding, vacation, new business, etc.?
  • We’re getting married, what financial steps should we be considering? Should we merge our finances?
  • We’re planning to have a baby, what financial steps should we be considering now and after the baby arrives?
  • What should I do with my inheritance, bonus or other windfall?

Personal Finance

  • What can I do to improve my financial picture?
  • Am I in good financial shape?

Financial Worries

  • I can’t seem to save enough. What can I do to get ahead?
  • I’m a widow or widower. What do I do with my finances now?
© 2016 Financial Advocate For You. All rights reserved.

Investment advisor representative of and investment advisory services offered through Garrett Investment Advisors, LLC, a fee-only SEC registered investment advisor. Tel: (910) FEE-ONLY. Kristin Rogers may offer investment advisory services in the State of Minnesota and in other jurisdictions where exempted.